Working Capital ROI Calculator
How to Use This Calculator
How to Use This Calculator
- Enter your borrowing details – Add the total amount you plan to borrow and the total amount you’ll repay, including any interest or fees.
- Input your inventory assumptions – Enter the bulk discount you expect when buying inventory and the profit margin you expect on resale.
- Review your ROI – Click “Calculate” to see how much profit you’ll generate after financing and what your ROI will be.
This tool is designed to help you visualize how financing inventory purchases can actually increase profitability rather than reduce it.
If you can turn your inventory over faster, the ROI is even greater! Call today to talk to an advisor.
Show the ROI of Buying Inventory with Financing
Adjust the inputs to see how bulk discounts and margins can outweigh financing costs.
Inputs
All ROI figures, monthly payments, and payback periods shown are non-binding estimates based on a standard monthly amortization structure with no deferral. Actual results may vary based on credit profile, final contract terms, market conditions, and changes to interest rates or finance charges. Associated taxes and fees are not included in these calculations. All financing offers are subject to credit approval and final documentation.
Results
| Metric | Amount |
|---|---|
| Revenue | $33,750 |
| Inventory Cost (after discount) | $21,250 |
| Gross Profit | $12,500 |
| Financing Cost | $5,000 |
| Net Profit After Repayment | $7,500 |
Sensitivity: Break-Even Margin
Minimum margin needed to break even after repayment.
How FPG Helps You Grow
At FPG, we provide financing solutions that support your cash flow needs—from working capital to equipment financing and customized financial structures. Our approach is designed to give businesses:
🔹 Flexible financing terms tailored to your needs
🔹 Fast approvals so you can act quickly on opportunities
🔹 Expert guidance from a team that understands business finance
🔹 Access to multiple funding sources to find the right solution
🔹 Human-first support—real people, not just a process
🚀 Let’s turn “maybe later” into “let’s do it now.” FPG is here to help you grow.
Contact FPG directly to learn more about equipment financing solutions.
Phone: 630-926-6344
Email: success@financialpc.com
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Beyond Financing. Partners in Growth.
Smarter, simpler equipment financing and working capital—designed for growth, backed by real people.