Section 179 Calculator
Maximize Your Equipment Investment with IRS Section 179
At FPG, we’re here to help you grow—and that includes helping you understand how to get the most value from your equipment purchases.
One powerful tool? The IRS Section 179 deduction.
This tax incentive allows businesses to write off the full purchase price of qualifying equipment in the same year it’s placed in service, rather than depreciating it over time. That means you can invest in the tools your business needs today—and get rewarded for it when tax season rolls around.
Total Equipment Cost (In $):
Results
Assumptions: 100% business use, tax bracket 24%, 100% bonus depreciation (post-OBBBA).
Section 179 Deduction: $0
Total First-Year Deduction: $0
Estimated Tax Savings: $0
Effective Net Cost: $0
Estimated tax savings are non-binding estimates and may adjust according to market conditions and IRS rules. Consult with your tax advisor to confirm eligibility and final deductions.
Email Me These Tax Results
Section 179 & Bonus Depreciation — 2026 Guidelines
- Section 179 Deduction: Businesses may expense up to approximately $2,560,000 in qualifying new or used equipment purchases.
- Phase-Out Threshold: The deduction begins to phase out after approximately $4,090,000 in total qualifying equipment purchases and is fully phased out at approximately $6,650,000.
- Bonus Depreciation: Qualified property placed into service during 2026 may qualify for 100% bonus depreciation, including eligible new and used equipment under current federal guidelines.
- SUV Deduction Limits: Certain SUVs and vehicles between 6,000–14,000 lbs. GVWR are subject to a Section 179 deduction cap estimated at approximately $32,000, subject to business-use percentage requirements.
- Additional Considerations: Eligibility requirements, taxable income limitations, recapture rules, and prior depreciation may impact available deductions.
Why These Rules Matter
Current tax law significantly expanded Section 179 deduction limits and restored 100% bonus depreciation for qualifying property. These provisions may allow businesses to accelerate deductions, preserve working capital, and reinvest in future growth.
Estimate Your Potential Savings
Use our Section 179 calculator to estimate potential tax savings and explore financing options for your business.
Important Disclosure
Credit approval and equipment eligibility requirements apply. This material is provided for informational purposes only and should not be considered tax or legal advice. Eligibility for Section 179 and bonus depreciation benefits may vary based on your business structure, taxable income, prior depreciation, and current IRS regulations.
Please consult your tax advisor regarding your specific situation.
To qualify for 2026 tax benefits, equipment generally must be purchased and placed into service by December 31, 2026.
How FPG Helps You Grow
At FPG, we provide financing solutions that support your cash flow needs—from working capital to equipment financing and customized financial structures. Our approach is designed to give businesses:
🔹 Flexible financing terms tailored to your needs
🔹 Fast approvals so you can act quickly on opportunities
🔹 Expert guidance from a team that understands business finance
🔹 Access to multiple funding sources to find the right solution
🔹 Human-first support—real people, not just a process
🚀 Let’s turn “maybe later” into “let’s do it now.” FPG is here to help you grow.
Contact FPG to learn more about equipment financing and working capital.
Phone: (603) 696-7076
Email: partners@financialpc.com