Maximize Your Equipment Investment

Section 179 Calculator

At FPG, we’re here to help you grow, and that includes helping you get the most value from your equipment purchases.

The IRS Section 179 deduction allows businesses to write off the full purchase price of qualifying equipment in the same year it’s placed in service, rather than depreciating it over time. That means you can invest in the tools your business needs today and get rewarded for it when tax season rolls around.

Place equipment in service by December 31, 2026

Ready to Apply? FPG Can Help!

Apply Now (603) 696-7076
Section 179 Calculator

Total Equipment Cost (In $):

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2026 Guidelines

Section 179 & bonus depreciation

Current tax law significantly expanded Section 179 deduction limits and restored 100% bonus depreciation for qualifying property. These provisions may allow businesses to accelerate deductions, preserve working capital, and reinvest in future growth.

Section 179 deduction

~$2,560,000maximum expense

Businesses may expense up to approximately this amount in qualifying new or used equipment purchases.

Phase-out threshold

~$4,090,000phase-out begins

The deduction begins to phase out after approximately this amount in total qualifying equipment purchases and is fully phased out at approximately $6,650,000.

Bonus depreciation

100%for 2026

Qualified property placed into service during 2026 may qualify for 100% bonus depreciation, including eligible new and used equipment under current federal guidelines.

SUV deduction limits

~$32,000deduction cap

Certain SUVs and vehicles between 6,000 and 14,000 lbs. GVWR are subject to this cap, subject to business-use percentage requirements.

Additional considerations

Eligibility requirements, taxable income limitations, recapture rules, and prior depreciation may impact available deductions.

Not sure?

Talk to a financing advisor

We’ll help you explore financing options so you can put Section 179 to work this year. No pressure, no obligation.

Call (603) 696-7076

Figures are approximate. Please consult your tax advisor regarding your specific situation.

How It Works

From estimate to in service in three steps

1

Estimate your savings

Use the calculator to see your Section 179 deduction, estimated tax savings and effective net cost.

About 30 seconds

2

Apply

One short online application, reviewed by a real person on the FPG team.

About 2 minutes

3

Get funded

Once you’re approved, FPG pays your vendor directly so your equipment can be placed in service before year end.

In service by December 31

Here to Help You Grow

How FPG Helps You Grow

At FPG, we provide financing solutions that support your cash flow needs, from working capital to equipment financing and customized financial structures.

Let’s turn “maybe later” into “let’s do it now.” FPG is here to help you grow.

  • Flexible financing terms tailored to your needs
  • Fast approvals so you can act quickly on opportunities
  • Expert guidance from a team that understands business finance
  • Access to multiple funding sources to find the right solution
  • Human-first support: real people, not just a process
FAQ

Section 179 questions

What is the Section 179 deduction?
Section 179 is an IRS tax incentive that allows businesses to write off the full purchase price of qualifying equipment in the same year it’s placed in service, rather than depreciating it over several years.
When does equipment need to be in service to qualify for 2026?
To qualify for 2026 tax benefits, equipment generally must be purchased and placed into service by December 31, 2026.
Can I finance equipment and still take the deduction?
With an Equipment Finance Agreement, you own the equipment and may be able to depreciate the full cost under Section 179 while paying for it over time. Eligibility varies, so please consult your tax advisor regarding your specific situation.

Beyond Financing. Partners in Growth.

Smarter, simpler equipment financing and working capital, designed for growth and backed by real people.

Apply Now Call (603) 696-7076

All financing is subject to credit approval. Terms and structures vary based on the customer and transaction. Payment examples shown on this page are illustrative and are not an offer or commitment to lend.

Credit approval and equipment eligibility requirements apply. This material is provided for informational purposes only and should not be considered tax or legal advice. Eligibility for Section 179 and bonus depreciation benefits may vary based on your business structure, taxable income, prior depreciation, and current IRS regulations. Estimated tax savings are non-binding estimates and may adjust according to market conditions and IRS rules. Please consult your tax advisor regarding your specific situation.

Licensed California Finance Lender #60DBO-187413