Equipment Financing ROI

Equipment ROI Calculator

Estimate your monthly payment, net profit, and ROI% for new equipment financing. Enter your numbers and results update automatically.

How to use this calculator

  1. Enter your equipment cost. Use the total price of the equipment you plan to finance.
  2. Add the monthly revenue. Estimate how much revenue the equipment will generate each month.
  3. Compare your results. See your payment, net profit and ROI% across 36, 48, 60 and 72-month terms.

Ready to Apply? FPG Can Help!

Apply Now (603) 696-7076

Equipment ROI Calculator

Estimate your monthly payment, net profit, and ROI% for new equipment financing. Enter your numbers below — results update automatically.

Monthly Revenue
$0
Results (per month)
Term Payment Net Profit ROI %
36 mo $0 $0 0%
48 mo $0 $0 0%
60 mo $0 $0 0%
72 mo $0 $0 0%

Disclaimer: All ROI figures, monthly payments, and payback periods shown are non-binding estimates based on a payment as low as 8.5% financing rate and standard monthly amortization payments with no deferral. Actual results may vary based on credit profile, final contract terms, market conditions, and changes to interest rates or finance charges. Associated taxes and fees are not included in these calculations. All financing offers are subject to credit approval and final documentation.

* Terms provided are for Equipment Finance Agreements. With an Equipment Finance Agreement (EFA), monthly payments are not deductible, but you may be able to depreciate the full cost under Section 179. PLEASE REACH OUT TO OUR TEAM TO DISCUSS OPERATING LEASE STRUCTURES.

Understanding Your Results

Let the equipment pay for itself

When new equipment earns more each month than its payment, financing turns a large purchase into a monthly return. Here is what the calculator shows you.

Monthly payment

Your estimated Equipment Finance Agreement payment at each term, from 36 to 72 months.

Net profit

What the equipment’s monthly revenue leaves you after the estimated payment is covered.

ROI %

How hard the equipment works for you at each term length, so you can pick the structure that fits your cash flow.

Prefer a lease?

Talk to a financing advisor

Terms shown are for Equipment Finance Agreements. Reach out to our team to discuss operating lease structures.

Call (603) 696-7076
How It Works

From estimate to funded in three steps

1

Estimate your ROI

Use the calculator to compare payment, net profit and ROI across term lengths.

About 30 seconds

2

Apply

One short online application, reviewed by a real person on the FPG team.

About 2 minutes

3

Get funded

Once you’re approved, FPG pays your vendor directly so your equipment can ship and start earning.

Funds go straight to your vendor

Here to Help You Grow

How FPG Helps You Grow

At FPG, we provide financing solutions that support your cash flow needs, from working capital to equipment financing and customized financial structures.

Let’s turn “maybe later” into “let’s do it now.” FPG is here to help you grow.

  • Flexible financing terms tailored to your needs
  • Fast approvals so you can act quickly on opportunities
  • Expert guidance from a team that understands business finance
  • Access to multiple funding sources to find the right solution
  • Human-first support: real people, not just a process
FAQ

Equipment ROI questions

Does using the calculator affect my credit?
No. The calculator is an estimate only and requires no personal or business information. A credit review happens only after you apply.
What financing structure do the results assume?
Results are based on an Equipment Finance Agreement with standard monthly payments and no deferral. With an EFA, monthly payments are not deductible, but you may be able to depreciate the full cost under Section 179.
Can I lease the equipment instead?
Yes. Reach out to our team to discuss operating lease structures and how they compare for your business.

Beyond Financing. Partners in Growth.

Smarter, simpler equipment financing and working capital, designed for growth and backed by real people.

Apply Now Call (603) 696-7076

All financing is subject to credit approval. Terms and structures vary based on the customer and transaction. Payment examples shown on this page are illustrative and are not an offer or commitment to lend.

All ROI figures, monthly payments and payback periods shown are non-binding estimates based on standard monthly amortization with no deferral. Actual results may vary based on credit profile, final contract terms, market conditions, and changes to interest rates or finance charges. Associated taxes and fees are not included. All financing offers are subject to credit approval and final documentation.

Licensed California Finance Lender #60DBO-187413