Monthly Payment Options

Equipment Payment Calculator

Financing shouldn’t be complicated. Use our tool to explore payment plans that align with your needs, quickly and clearly.

  • Enter the total amount of equipment or project costs you need financing for (e.g., $100,000)
  • Instantly view estimated monthly payments based on a variety of financing structures and term lengths
  • Explore expanded term options
  • Choose the structure that best supports your cash flow and business goals

Final terms and payments may vary based on credit approval and specific program details.

Ready to Apply? FPG Can Help!

Apply Now (603) 696-7076

Estimate your monthly payment

Updates instantly as you type.

Financing structure
Estimated monthly payment
36 monthsLowest total cost
—/mo
48 monthsBalanced term
—/mo
60 monthsLowest payment
—/mo

Illustrative estimates only. Rates, terms and structures are subject to credit approval and may vary. EFA: monthly payments are not written off, but the full cost may be depreciated under Section 179. Deferred: $99 per month for the first three months, then the payment shown. Estimates do not include taxes, documentation fees, delivery or installation.

Payment Options

Which structure fits your cash flow?

Both options are shown in the calculator. Here is the plain-English difference, so nobody has to decode an asterisk.

Equipment Finance Agreement (EFA)

Own the equipment from day one.

Best forBuyers who want ownership and Section 179 depreciation
Terms36, 48 or 60 months
PaymentsFixed monthly from the start
End of termYou keep the equipment

3-Month Deferred Payment

Put the equipment to work before full payments begin.

Best forSeasonal ramps and new equipment that needs time to earn
Terms36, 48 or 60 months
Payments$99/mo for 3 months, then fixed
End of termPer program terms
Not sure?

Talk to a financing advisor

A real person will walk through both structures against your cash flow and tax picture. No pressure, no obligation.

Call (603) 696-7076
How It Works

From estimate to funded in three steps

1

Estimate

Use the calculator to size the payment that fits your budget.

About 30 seconds

2

Apply

One short online application, reviewed by a real person on the FPG team.

About 2 minutes

3

Get funded

Once you’re approved, FPG pays your vendor directly so your equipment can ship.

Funds go straight to your vendor

Here to Help You Grow

How FPG Helps You Grow

At FPG, we provide financing solutions that support your cash flow needs, from working capital to equipment financing and customized financial structures.

Let’s turn “maybe later” into “let’s do it now.” FPG is here to help you grow.

  • Flexible financing terms tailored to your needs
  • Fast approvals so you can act quickly on opportunities
  • Expert guidance from a team that understands business finance
  • Access to multiple funding sources to find the right solution
  • Human-first support: real people, not just a process
FAQ

Payment calculator questions

Does using the calculator affect my credit?
No. The calculator is an estimate only and requires no personal or business information. A credit review happens only after you apply.
How accurate are these payment estimates?
They are close planning numbers based on standard program factors. Your final payment depends on credit approval, equipment type, term and structure, and excludes taxes and fees.
What is the difference between an EFA and a deferred payment plan?
An EFA lets you own the equipment and pay a fixed monthly amount from the start. The deferred option starts at $99 per month for three months so the equipment can begin earning before full payments kick in.

Beyond Financing. Partners in Growth.

Smarter, simpler equipment financing and working capital, designed for growth and backed by real people.

Apply Now Call (603) 696-7076

All financing is subject to credit approval. Terms and structures vary based on the customer and transaction. Payment examples shown on this page are illustrative and are not an offer or commitment to lend.

Calculated payments are non-binding estimates and may adjust according to market conditions and changes. All payments exclude applicable taxes and fees. All offers are conditional upon credit approval and final documentation.

Licensed California Finance Lender #60DBO-187413