here to help you grow.

Equipment Financing vs. Buying: Which Option Is Right for Your Business?

A Practical Guide for Growth-Minded Vendors

Own It or Finance It? Choose What’s Right for Growth

When it comes to acquiring new equipment, the big decision isn’t just what to buy—it’s how to pay for it. This guide compares equipment financing vs. buying outright across key business considerations: cash flow, ROI, tax benefits, and long-term flexibility.

With real-world examples and a decision-making framework, you’ll walk away confident about which option fits your growth goals best.

Access below.

Financing Preserves Capital and Boosts Flexibility

Spread costs over time and stay nimble, especially in tech-heavy or evolving industries.

Buying Brings Full Ownership—At a Cost

While you gain control, large upfront payments can limit growth and expose you to depreciation risk.

Match Payment Strategy to ROI

Fast-return equipment is often better financed. Long-term assets may make sense to purchase.

Equipment Financing vs. Buying: Which Option Is Right for Your Business?

here to help you grow.

How FPG Helps You Grow

At FPG, we provide financing solutions that support your cash flow needs—from working capital to equipment financing and customized financial structures. Our approach is designed to give businesses:

🔹 Flexible financing terms tailored to your needs

🔹 Fast approvals so you can act quickly on opportunities

🔹 Expert guidance from a team that understands business finance

🔹 Access to multiple funding sources to find the right solution

🔹 Human-first support—real people, not just a process

📞 Call us: 603.699.0740
📩 Email us: partners@financialpc.com

🚀 Let’s turn “maybe later” into “let’s do it now.” FPG is here to help you grow.